Personal Stories

Margaret Granshaw
During her married life, Margaret Granshaw enjoyed the insurance benefits of her husband's company. Later, she began working as an underwriter to a health insurance company, which offered its own coverage, but eventually the company folded. Now divorced, Margaret has tried relentlessly to find jobs, but she has experienced difficulty because of her age...

Michael Ziehl
At 41, Michael Ziehl was the store president of a local restaurant, receiving full health benefits from the company, and enjoying his job. However, his fortunes changed with two work-related accidents, nearly breaking his elbow, tearing his rotor cuff, and causing bone spurs in his shoulder. His insurance covered the operations, and paid workers' compensation, but...

Jon and Barbara Durbin
Jon and Barbara Durbin lived a comfortable life, enjoying the insurance benefits that were provided by his job. Jon had experienced some minor back problems, and surgery in 1977, but had worked with few difficulties until 1996, when he was hit in a car accident on his way to work. The wreck...

Betty Johnson

Kim Courtney

Jeannie Oliver